USE CASE · FINTECH & IDENTITY

SMS OTP and identity infrastructure for fintech

Tier-1 SMS routes, programmable delivery, and identity verification built for high-stakes financial flows. Higher deliverability than aggregators.

Start in sandbox
Tier-1
Routes
200+
Countries
99.9%+
Delivery
Real-time
DLRs

In production at

Uber logoMastercard logoGrab logoSiemens logoKBC logoBelfius logoPEXX logo
The problem

Why SMS aggregators fail at the moments that matter

SMS aggregators cut costs by routing through grey-market or low-tier carriers. For marketing SMS that is fine. For OTP delivery during a high-value login or a wire transfer, it is a disaster waiting to happen.

The failure mode is silent. The SMS goes out, the delivery receipt confirms success, but the customer never receives the code. They retry, fail, abandon. You lose the transaction and the trust.

You need direct tier-1 routes for the messages that matter and a delivery layer that knows when to fall back.

Solution

How Firsty solves it

Tier-1 direct routes

No grey market. No silent drops.

Smart routing for OTP

Critical traffic goes through the highest-quality route per destination.

Real-time delivery receipts

Know exactly which messages landed.

Global reach with a single API

No per-country setup.

Capabilities

Technical capabilities

  • REST API for SMS send
  • Programmable webhooks for DLRs
  • Per-route quality monitoring
  • KYC verification integration
  • Number lookup and validation
  • Two-factor authentication flows
  • Fraud signal API
  • SOC 2 and PCI DSS aligned
Comparison

Firsty vs SMS aggregators

FirstySMS aggregatorTwilio
Tier-1 direct routes-(mixed quality)
Single global priceper countryper country
Self-serve sandboxpartial
Multi-MNO carrier fallback--
KYC verification included-partial
Transparent route quality-partial
How it works

From sandbox to production

  1. 01

    Sign up for sandbox

    No card required.

  2. 02

    Send test OTP

    Send to your own numbers in target markets.

  3. 03

    Verify delivery quality

    Confirm route performance before going live.

  4. 04

    Switch to production keys

    Same API, production credentials.

FAQ

Frequently asked questions

Related use cases

Keep exploring

Deliver the messages that decide a transaction.

Tier-1 routes, real-time DLRs, one API.

Start in sandbox