SMS OTP and identity infrastructure for fintech
Tier-1 SMS routes, programmable delivery, and identity verification built for high-stakes financial flows. Higher deliverability than aggregators.
In production at







Why SMS aggregators fail at the moments that matter
SMS aggregators cut costs by routing through grey-market or low-tier carriers. For marketing SMS that is fine. For OTP delivery during a high-value login or a wire transfer, it is a disaster waiting to happen.
The failure mode is silent. The SMS goes out, the delivery receipt confirms success, but the customer never receives the code. They retry, fail, abandon. You lose the transaction and the trust.
You need direct tier-1 routes for the messages that matter and a delivery layer that knows when to fall back.
How Firsty solves it
Tier-1 direct routes
No grey market. No silent drops.
Smart routing for OTP
Critical traffic goes through the highest-quality route per destination.
Real-time delivery receipts
Know exactly which messages landed.
Global reach with a single API
No per-country setup.
Technical capabilities
- REST API for SMS send
- Programmable webhooks for DLRs
- Per-route quality monitoring
- KYC verification integration
- Number lookup and validation
- Two-factor authentication flows
- Fraud signal API
- SOC 2 and PCI DSS aligned
Firsty vs SMS aggregators
| Firsty | SMS aggregator | Twilio | |
|---|---|---|---|
| Tier-1 direct routes | ✓ | -(mixed quality) | ✓ |
| Single global price | ✓ | per country | per country |
| Self-serve sandbox | ✓ | partial | ✓ |
| Multi-MNO carrier fallback | ✓ | - | - |
| KYC verification included | ✓ | - | partial |
| Transparent route quality | ✓ | - | partial |
From sandbox to production
- 01
Sign up for sandbox
No card required.
- 02
Send test OTP
Send to your own numbers in target markets.
- 03
Verify delivery quality
Confirm route performance before going live.
- 04
Switch to production keys
Same API, production credentials.
Frequently asked questions
Keep exploring
Deliver the messages that decide a transaction.
Tier-1 routes, real-time DLRs, one API.